NEW YORK CITY, NY – 10/02/2026 – () – As the demand for payment systems that offer merchants greater control over funds and data increases, PayRam has broadened its multi-chain payment infrastructure by adding support for the Polygon network. This update boosts PayRam’s standing as a self-hosted, non-custodial payment gateway intended for businesses looking for alternatives to traditional and centralized payment service providers.
With Polygon now supported, PayRam enables crypto payment processing across Ethereum, Base, Polygon, Tron, and Bitcoin, and there are additional integrations for Solana and TON planned. Merchants can accept Bitcoin, USDT, USDC, and other commonly used digital assets via a single, self-managed dashboard, operating completely without custodians or centralized intermediaries.
The expansion addresses the ongoing difficulties faced by merchants using legacy payment processors, such as delayed settlements, account restrictions, limited transparency, and high cross-border fees. Although many crypto gateways claim to be decentralized, they often maintain centralized controls. PayRam takes a different approach by enabling businesses to deploy and operate their own payment infrastructure, retaining full self-custody and operational independence.
PayRam’s architecture is designed to be self-hosted and permanent by default. The system runs solely on merchant-controlled servers and databases, with no third party holding balances, aggregating transaction data, or having the ability to freeze accounts. A proprietary smart contract framework allows for the creation of unlimited unique deposit addresses, simplifying reconciliation while enhancing transaction-level visibility.
Security is further enhanced through a keyless design. No private keys or seed phrases are stored on merchant servers, and automated smart contract sweeps transfer funds to merchant-controlled cold storage. This setup minimizes hot wallet exposure and reduces risk, even in case of server compromise.
Beyond payment acceptance, PayRam combines payments, payouts, and growth tools into a single stack. Merchants can settle transactions in real time, issue instant global payouts to freelancers and partners, and manage referral programs and campaign incentives from one interface. The platform operates without merchant-level KYC requirements, leaving compliance decisions in the hands of the businesses themselves.
The addition of Polygon strengthens PayRam’s capacity to support high-volume, low-fee stablecoin transactions. Polygon’s predictable finality and low transaction costs make it well-suited for payment use cases, complementing PayRam’s existing network support.
Since its launch, PayRam has processed over $100 million in on-chain transaction volume across a diverse global merchant base. Users in Europe, Asia, Latin America, and emerging markets have adopted the platform as long-term payment infrastructure after experiencing limitations with centralized providers. Adoption spans industries including e-commerce, SaaS, digital services, iGaming, and cross-border contractor networks.
By operating as fully self-hosted infrastructure, PayRam ensures that customer and transaction data remain within the merchant’s own environment. There is no centralized data repository or monetization of payment activity, preserving privacy and data sovereignty by design.