JACKSONVILLE, FLORIDA – 11/01/2026 – () – As non-qualified mortgage (non-QM) lending continues to grow in popularity among borrowers with complex financial backgrounds, mortgage lenders are looking for technological tools that can balance expansion with precision, regulatory adherence, and cost management. To meet these needs, LoanLogics has revealed that Guild Mortgage has integrated the LoanBeam NQM
platform to automate income analysis for its expanding non-QM loan products.
Guild Mortgage, a nationally known retail mortgage lender, chose LoanBeam NQM to modernize the process of reviewing and validating borrower income when traditional documentation is not applicable. The platform transforms borrower bank statements into structured, verified data, allowing lenders to compute income more effectively while cutting down on manual work and per-loan processing expenses.
LoanBeam NQM is crafted to tackle the increased complexity present in non-QM lending. By merging artificial intelligence-driven document processing with human verification and smart calculation logic, the solution provides consistent, auditable income analysis. Built-in quality checks, non-sufficient funds (NSF) tracking, and thorough audit trails further enhance pipeline protection and aid regulatory compliance.
“Non-QM lending presents added risk since borrower income and employment profiles often lie outside standard guidelines,” said Dave Parker, CEO of LoanLogics. “LoanBeam NQM brings order and confidence to this process by turning what was previously a manual, error-prone task into a streamlined, digital workflow that lenders can depend on as loan volumes increase.”
For Guild Mortgage, this decision reflects a larger strategy to responsibly expand credit access while maintaining operational efficiency. As demand for non-QM products rises, the lender has identified automation as crucial to supporting safe and scalable growth.
“The non-QM segment is evolving rapidly, and income verification is among the most complex parts of these loans,” said Erin Watts, Vice President of Product Strategy at Guild Mortgage. “By utilizing LoanBeam NQM, we can automate a historically challenging process via a secure and compliant workflow, enabling us to serve qualified borrowers who might not meet standard criteria.”
LoanLogics’ technology is widely utilized across the mortgage ecosystem, assisting lenders, aggregators, and investors in automating core elements of mortgage production. With the adoption of LoanBeam NQM, Guild Mortgage becomes part of a growing number of lenders using data-driven automation to manage risk, boost efficiency, and support product innovation in the non-QM sector.
About LoanLogics
LoanLogics offers asset integrity and investor-focused technology solutions for the mortgage industry. Its platforms automate key functions like income calculation, document processing, and loan file integrity checks, aiding mortgage originators, aggregators, investors, and government-sponsored enterprises in reducing operational costs and portfolio risk. LoanLogics serves over 700 clients, including roughly 60 percent of the largest U.S. lenders, with more than half of all U.S. mortgage loans processed via its technology. More information is available at .
About Guild Mortgage
Guild Mortgage Co. is a nationally recognized retail mortgage lender with branches in 49 states and the District of Columbia. Established in 1960, Guild provides a broad array of mortgage products, including conventional and government loans, down payment assistance programs, and home equity solutions. The company enhances the borrower experience using digital tools like a mobile app, online portal, mortgage calculators, and real-time loan updates, supported by an in-house loan servicing team. Additional information can be found at .