UK Financial Ltd Launches World’s First Tokenized Reserve Bank for Gold-Backed Digital Assets

London, England Oct 24, 2025  – 

UK Financial Ltd is pleased to announce the unveiling of the Maya Preferred Reserve Protocol (RP), hailed as the world’s first structured Reserve Bank for digital assets underpinned by gold. Operating on the Ethereum blockchain, this venture combines the exactness of blockchain technology with tangible asset support, thereby transforming engagement with digital finance for both institutions and investors.

A New Era of Reserve Banking on the Blockchain

The Maya Preferred Reserve Protocol (RP) expands the existing Maya Preferred ecosystem—which includes MPRA, SMPRA, WMPRA, UKFL, RPWMPRA, MCAT, and MayaFund (MFUND)—into a cohesive, asset-supported framework. This system is engineered to operate as a fully organized digital Reserve Bank, mirroring the architecture of traditional reserve institutions but functioning with complete on-chain transparency.

Every RP token is underwritten by verifiable assets such as gold, MPRA, SMPRA, and UKFL Treasury holdings, all securely stored within the validated custody vault, UKFinancialLimitedIrrevocableTreasuryVault.eth. This structure provides RP with demonstrable and auditable backing, fostering confidence, adherence to regulations, and clear visibility.

The World’s First Decentralized Reserve Bank Model

In contrast to standard cryptocurrencies, this Protocol functions as a reserve bank by managing, loaning, and increasing assets. It is designed to pay out actual returns derived from its underlying reserves directly to its participants. This system connects conventional reserve operations with blockchain-powered, verifiable reserves, enabling yield generation, liquidity provision, and on-chain financial autonomy.

Compliance, Stability, and Real-World Value

Guided by UK Financial Ltd’s regulatory approach, the ecosystem incorporates a robust security component crafted for U.S. regulatory adherence:

SMPRA (Preferred Class Regulated Security Token)—this digital security is structured for SEC alignment and prospective filing, featuring a total fixed supply of 23,000,000 SMPRA and a public float of 1,000,000 units over its lifespan (with a segment designated for long-term restriction).

RP (Reserve Protocol token)—this token is linked to reserves and serves an infrastructural role; its issuance and movement are controlled by protocol and treasury mechanisms, rather than being limited by a static “23 million” ceiling.

This distinction clarifies that the 23 million supply figure pertains exclusively to SMPRA, not to RP.

A Unified Gold-Backed Financial Ecosystem

MPRA – The foundational token, originally backed by gold.

SMPRA – A Preferred Class Regulated Security Token, designed for SEC compliance, with a total supply of 23,000,000.

WMPRA – A Wrapped Ethereum version, facilitating access across different blockchains.

RPWMPRA – A wrapper for retirement plan programs, intended for long-term retention and yield.

UKFL – The parent institutional reserve and corporate asset token.

MCAT – A community expansion/common-class token.

MayaFund (MFUND) – The institutional fund engine and asset owner.

Collectively, these elements establish the inaugural fully structured blockchain Reserve Bank system, seamlessly merging real-world assets with regulated, yield-generating tokenization.

Transparency Through Vault-Linked Proof-of-Reserves

Every reserve holding is safeguarded within UKFinancialLimitedIrrevocableTreasuryVault.eth, allowing for unchangeable, instantaneous verification. This institutional-quality structure guarantees that the Reserve Bank’s financial statements are publicly verifiable and completely backed by assets.

Unified Powerhouse Structure — Creator Security Owner Funder

The alignment of UK Financial Ltd, SMPRA, MayaFund, and the Maya Preferred Reserve Protocol (RP), unveiled today, establishes a formidable financial structure within the crypto space—marking the culmination of its architectural design:

Creator — UK Financial Ltd

The founding entity and designer of the entire Maya Preferred ecosystem and its Reserve Bank framework.

The Security — MPRA ‘ SMPRA (Preferred Class Regulated Security Token) (gold-backed)

This represents the security element of the system, with SMPRA slated for SEC registration and possessing a finite supply of 23,000,000 units.

Owner — MayaFund (MFUND)

The institutional entity responsible for owning the treasury and program wallets that custody and manage the security and its associated reserves.

Funder — Maya Preferred Reserve Protocol (RP)

The structured Reserve Bank that utilizes the system’s assets (without selling them) to finance the Retirement Plan Program and enhance the ecosystem’s liquidity.

Outcome for the Retirement Plan

This completed framework facilitates a retirement program that is transparent through its vault, anchored by gold, and supported by yield. It is financed by the Reserve Bank’s leveraging mechanisms, managed under MayaFund’s ownership, secured by SMPRA, and originated by UK Financial Ltd. This model is designed to disrupt the market and establish a benchmark for regulated, asset-backed digital financial solutions.

Learn more: https://ukfinancialltd.com

Company: UK Financial Ltd

Phone: +1 (850) 332-4942

Address: 160 City Road, London EC1V 2NX, United Kingdom

Author/Contact:

James Dahlke,

President & CEO of UK Financial Ltd & The Maya Preferred Project.

Website: https://ukfinancialltd.com

Https://mayapreferred.io

Forward Looking Statements

Some declarations within this announcement may be classified as “forward-looking statements,” as defined by the “safe harbor” stipulations of the United States Private Securities Litigation Reform Act of 1995. Generally, forward-looking statements pertain to future occurrences or our prospective financial or operational achievements. In this document, terms such as “anticipate,” “believe,” “outlook,” and “expect,” along with comparable phrases, when referring to the company or its leadership, are used to denote such forward-looking statements, though they do not represent the sole method of identification.